From the outside it seems off that you "might" have to have two cars, I have thought this myself, as I know some people at my local 1/10th track seem to live and breathe 1/10th off road and it would make it harder for me to compete with them if they had an advantage. Especially as a lot of them go through the latest cars like a dose of salts.
The truth is, it doesn't matter, I could have two cars and still have the same talent.
I have neither the set up ability or the driving skill to complete at that level. So as far as I'm concerned, I'll have a "dry" car, if it's raining, I'll stay home. If I'm caught out by the weather, I'll change my tyres and hope for the best.
It's only a hobby but people will always want the advantage the next guy has, be that full monty cells, or two cars, or the latest charger, whatever. It's all moving so fast now, and whatever the in thing is this year, wont be next year. Take the DB1 and the Team C Whatever. Grown men wanking silly over them. Now? they're not about, sold on or sat in the loft.
Buy a car, maintain it, drive it, have fun.