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Car Insurance claim advice.
****ing Badger ran out on me tonight, surprisingly wasn't there when I went back though I dare say he's not happy right now. On getting home nor am I, the bumper is cracked 1/2 way up, \\daytime running light, fog light surround all mashed / missing. At the risk of stating what I assume is obvious this is going to total enough that it's a no brainer to claim on insurance?
16 years of driving I've never had to make an insurance claim, any advice on general process, things to do / avoid, any advice appreciated. 2010 Skoda Octavia VRS for info.
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